When is It Okay to Talk to Your Own Insurance Company?

Perhaps you have been in a collision, and you are now receiving calls from your insurance company that covers you for that collision. You may have heard it can hurt your case to talk to the other driver’s insurance company, and now you’re wondering whether you should accept your own insurance company’s calls.

The answer is that you should accept your own insurance company’s calls and speak with them so they can protect and insure you. They must do an investigation, and that means collecting facts and determining fault based on the information they gather. Your insurance company may contact you before you have a lawyer, or they may not be aware you have hired an attorney. Your insurance company will give you a rendition on liability based upon their investigation.

Coordinate with your attorney to make sure they know whether you have been in contact with your own insurance company. You need to be aware that if you do not cooperate with your own insurance company it can be used as a basis to deny you coverage, and that would greatly complicate your case. Watch the video to learn more.

If you have additional questions about your auto accident case or speaking with insurance companies, I want you to call me at (559) 702-5124. I welcome your call.  Visit our educational website at www.NunesLaw.com for more videos and media content from our law firm.

Related Links:

• Insurance Adjuster Won’t Return Your Calls?
• Can I Switch Insurance Companies During a Claim?
• Changing Insurers During Pending Claims?
• Should I Accept the Settlement Offer Made by the Insurance Company?
• Accepting Insurance Settlement Offers: A Guide